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Q 7: I borrowed some money from a person and paid him after a long time. I know he hated it and was harmed by the delay. If I give him a present after repaying the debt, with the intention of making up for the harm that afflicted him but without telling him, will this be considered as Riba (usury)? (Part No. 13; Page No. 183

A: If you settle your debt and pay an extra money on your own and without a prior stipulation from the creditor, or if you give him a present to make up for the harm that afflicted him due to the delay, there is no harm in that. It is confirmed that the Prophet (peace be upon him) borrowed a young camel (below six years) from a man and returned a better camel (above the age of six) and said, "The best of people are those who are the best in paying off the debt." (Related by Muslim in his Sahih book of authentic Hadith) May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.