Buying in installments and having to pay insurance money

Q 2: A man bought a car in installments for being unable to pay its price in cash. The car agency demanded him to pay car insurance. Respected Shaykh, what is your ruling on paying this insurance and other types of insurance, such as life insurance? (Part No. 13; Page No. 157

A: It is permissible to buy a car in installments, if the car and the price are agreed upon, and the amount of each installment and the due dates of payments are fixed. Car insurance, is Haram (prohibited). Similarly, insurance on life, organs, merchandise, and all types of commercial insurance are Haram. They involve Gharar (fraudulent transaction where details about the sold item are unknown or uncertain), gambling, and unjustly taking people's money. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.