Q 2: What
is the ruling on saying: "You have a Lord and I have a Lord"?
What is the Kaffarah (expiation) that has to be made for saying this?
A Muslim should rather say: "Allah is our Lord and your Lord" just as the Glorious Qur'an teaches. Thus, one may say: "Allah is my Lord and your Lord." It is not permissible to say the phrase which is mentioned in the question, as it gives the false impression that there is more than one Lord.May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family and Companions.