I am indebted with 500 dirhams [a dirham of silver equals 2.975 grams of silver] and I cannot settle my debt.
I know that Allah forgives the sins of anyone who repents to Him, except if the sin involves a right to another human being, in which case repentance alone is not enough and the indebted person's soul may not be freed until the debt is repaid. What is the ruling on this matter?
You will remain indebted until you are able to settle your debt, and try to be keen on settling it.
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.