when the profits of the fruits like apples, pomegranates, oranges and tomatoes and their like are used to repay debts and for personal purposes before a lunar year passes, there is no Zakah payable. However, you would have to pay Zakah on the value [money] of such fruits if you have had such money for one complete year and it meets the Nisab (the minimum amount on which Zakah is due). The amount of Zakah that should be paid is one-quarter of one-tenth.
as for the other crops you referred to in the question as a whole, they should be detailed. If they are grains like barley, wheat, rice and corn or if they are grapes and dates, one half of the tenth of the money value of such crops is payable for they are irrigated by an artesian well [which entails expenditure], provided that they reach the Nisab which is five Wasaqs (1 Wasaq = 60 Sa`s =130,320 kg), equal to three hundred Sa`; the Sa` which was measured by the Prophet (peace be upon him) which is what an average man scoops up in two handfuls four times.Bank interest is prohibited Riba and should be abandoned. Moreover, Tawbah (repentance to Allah) should be made and this interest should be paid in the form of charity to get rid of them [interest] and to meet the conditions of Tawbah. (Part No. 9; Page No. 239) May Allah grant us success. May peace and blessings of Allah be upon our Prophet Muhammad, his family and Companions!