If the case is as you mentioned, then you have an excuse to offer Salah at home. The same applies to Hajj
if you are unable to perform it by yourself or do not have the funds to pay for it, as Hajj is not obligatory unless you can afford it. If you were able to afford it, you could deputize someone to perform it on your behalf.May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.