Spending interest on the poor

Q: Someone has a sum of money and wants to deposit it in a bank. He knows that banks will give him Riba (usury/interest) for that money. This man knows that this excess money is prohibited. But if he leaves it, the bank will take this money and make use of it. Is it permissible to take Riba and give it to poor families without hoping for a reward? This is only to help these families make use of that money because they are in a dire need for money. Otherwise, the bank will make use of this money.

A: It is not permissible to deposit money in Riba-based banks in order to receive profits for any reason. This is because Allah (Exalted be He) forbade Riba and promised those who deal in Riba severe punishment. Moreover, the Prophet (peace be upon him) cursed those who devour Riba, those who give it, those who witness it and the one who writes it. Therefore, it is not permissible to take it under the pretext of giving it as charity because it is unlawful gain. Allah is Good and He therefore, accepts only that which is good. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.