Insuring treatment for all employees

A: The medical insurance referred to above is a type of commercial insurance which is prohibited as it stands for an aleatory and gambling contract and involves eating up people's property unjustly. Accordingly, it is not permissible for either the Saudi Telecom Company to conclude such a contract nor its employees to make use of it or join it. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.