Q 3: Some people deal in usurious transactions and say that Riba (usury/interest) falls under the rule that necessities making lawful that which is prohibited. What is the ruling on
an indebted person who, having to either pay off the debt or be trialed, borrowed an interest-bearing loan?
It is absolutely impermissible to deal in usurious transactions.
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.