Q: We are frequently asked about the ruling on the bank taking ten Riyals in return for giving a person their salary. If a person is given a check with their salary to be cashed in the Bank of
Madinah branch, (Part No. 13; Page No. 287) but the bank is too crowded, so the person goes to Al-Rajihy Bank or Al-Ahly Bank with the check, and asks them to cash it. They ask the check holder to pay ten Riyals in return for cashing the check, and the bank in return withdraws the salary by the check given to them. Please give us a legal Fatwa (legal opinion issued by a qualified Muslim scholar) concerning this issue.
This deed is impermissible; it is considered Riba (usury), as it entails
selling some dirhams for more dirhams.
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.